Code:
<table border="0">
<tr>
<td>[img]bild.jpg[/img]</td>
<td>[img]bild.jpg[/img]</td>
</tr>
<tr>
<td colspan="2">
<textarea cols="50" rows="20">
Disclaimer!!!
</textarea>
</td>
</tr>
</table>
Dann haste gleich die Textarea dabei. ^^